ERISA Process and Procedure
WHERE DO I START WITH MY ERISA CLAIM?
Let Austin ERISA Attorney Stephen G. Nagle Handle This Complex Process
If you suffer an injury or become disabled for any reason, your employer-sponsored insurance plan should provide you with benefits. If you file a claim for benefits and the insurer denies your claim, you might have a federal court case against the insurer under ERISA , which is the federal law that governs many of these employer-sponsored benefit plans. However, you must act quickly if you want your court case to succeed, because the deadlines arrive quickly. You must also make sure you do everything you should do during the application process itself, because the steps you take during application will affect whether the insurer denies your benefits, and they will also affect whether you can successfully appeal a denial. Austin ERISA attorney Stephen G. Nagle has decades of experience helping his clients fight for their insurance benefits under ERISA, and if your insurer denies your claim, Mr. Nagle has the experience and the understanding of ERISA to give you the best chance of obtaining your benefits.
Filing Your Claim
You will need to take various steps to initially file a request for benefits.
- Request a copy of your insurance Summary Plan Description and a copy of the insurance policy. ERISA entitles you to receive these documents upon written request to your plan administrator.
- Read the policy. Familiarize yourself with your policy and its coverage.
- Know your deadlines. Failure to meet deadlines may result in denial of benefits.
- Talk to an Austin ERISA lawyer. Qualifying for benefits is a complicated and confusing process. Enlisting the counsel of an experienced attorney will help ensure that you complete the initial process in the most advantageous way possible.
Filing an ERISA Claim if Your Insurer Denies Your Benefits
Once you have a denial, you must immediately file suit to appeal the denial. An ERISA claim is different from your average civil case. Deadlines can be as short as 45 days and in most instances are no more than 1880 days. This is shorter than people think, and claims involve federal law. If your insurer denies your benefits, Contact Austin ERISA lawyer Stephen G. Nagle immediately to start the appeals process. The sooner you start, the greater your chance of success. Mr. Nagle will handle your claim diligently and professionally, from your first day of disability insurance to the last day of appeal. Call today for a consultation.