How are Medical Bills Paid if I am Injured in an Accident?
When unexpected accidents occur, the injuries you suffer can be severe. Even a seemingly minor incident can leave you requiring medical testing, treatment, medications, and ongoing physical therapy. The costs associated with your treatment can easily run into tens or even hundreds of thousands of dollars. In these situations, Austin personal injury lawyer Stephen G. Nagle is here to help. He acts as a strong legal advocate on your side, so you can get the compensation you need to cover these debts.
The High Cost of Accidental Injuries
Even an otherwise minor accident, such as a fender bender or a slip, trip, or fall can leave you with injuries that require extensive medical care. Paying for the costs of diagnostic testing, treatment, and any ongoing care you require is a major concern among accident victims, and rightly so.
According to estimates by the National Safety Council (NSC), even a mild injury can result in costs of up to $20,000 or more, while more severe accidents can end up costing more than $90,000. This is an addition to other costs you suffer, such as lost wages, property damages, and out of pocket expenses. How do you pay for these costs? In general, most ‘accidents’ are the result of the reckless and negligent actions of other people, such as:
- Motor vehicle accidents caused by speeding, distracted driving, or drivers under the influence;
- Truck accidents caused by the actions of the driver or the trucking company involved;
- Slips and falls due to wet floors or uneven sidewalks;
- Injuries caused by defective or dangerous products.
In all of the above cases, you may be entitled to compensation for your medical costs and other damages either through an insurance claim or by filing a personal injury lawsuit.
Waiting to Resolve Your Claim
As big businesses, insurance companies are known for undervaluing or even denying claims. Even if they do approve a settlement, it may be less than what you are entitled to, or may not cover future medical expenses you are likely to suffer. Your best course of action may be filing a personal injury lawsuit against the party responsible. Under the Texas Code, you have up to two years after your accident to file a lawsuit. While you are waiting for your case to resolve, your lawyer can notify your medical providers. In general, most are willing to defer payments on the amount owed until your claim is resolved.
Let Austin Personal Injury Lawyer Stephen G. Nagle Assist You
When an accident leaves you suffering serious injuries that require ongoing medical care, you need someone on your side protecting you and defending your rights in a settlement. Call or contact Austin personal injury lawyer Stephen G. Nagle online today and request a consultation to see how he can help you recover.